Bank with Strength

Since we were founded in 1908, we have worked to bring our customers and the communities they live in the type of commitment and care that exceeds expectations. Through our involvement with and support of local charities, we are more connected and better able to meet customers’ needs – particularly as we compete with large regional and national banks. Happy State Bank provides a broad range of commercial and retail banking and related financial services to businesses, investors, individuals and municipalities.

Member FDIC (Federal Deposit Insurance Corporation) is a federal agency insuring accounts up to $250,000 per depositor per FDIC-insured bank. Keeping your money at an FDIC insured institution like Centennial Bank is one of if not the safest places to keep your money.

The strength of Home BancShares’ liquidity and availability provides more than 100% coverage for all uninsured and uncollateralized depositors as of March 31, 2023,” stated John Allison, Chairman and CEO of HOMB. “The strong liquidity of HOMB would have allowed HOMB to pay all uninsured and uncollateralized deposits in excess of the FDIC limits of $250,000 and still have $1.7 billion remaining.