Personal Savings
Financial Goals Within Reach
Saving for Every Stage of Life
Accounts that are easy to open, easy to use.
At Happy State Bank, a division of Centennial Bank, we make it quick and easy to open an account, so you can start saving right away.
Personal Savings
Your money can earn more
- $100 minimum deposit to open
- $3 monthly service charge (if the balance falls below $100 on any day of the month)
- $5 fee for each withdrawal in excess of six per month
- Earn interest
Benefits
Account can be tied to any Checking Account for Overdraft Protection Transfers (Certain transaction fees, limitations and requirements may apply. Please refer to the product terms and conditions or see Bank for details)
Additional Information
No Overdraft Privilege available
Money Market
Save for a major purchase or provide a safe place for your emergency funds
- $100 minimum deposit to open
- $10 monthly service charge (if the balance falls below $2,500 on any day of the statement cycle)
- $10 fee for each withdrawal in excess of six per statement cycle
- Earn Interest
Benefits
Debit Card available with account
Additional Information
Surcharge-FREE ATMs – Save Receipts – Save Money
No Overdraft Privilege available
Save the CENTS
Make your everyday purchases part of your saving plan! Learn more about our Save the CENTS program.,
Certificate of Deposit (CD)
In addition to personal savings accounts, a Certificate of Deposit (CD) is a great way to get a jump start on your future. In life, there are circumstances that you don’t plan for, which is why it is a good idea to set aside money to build a solid nest egg.
We offer CDs with maturities available from 30 days to 5 years with fixed rates for a specified term. Early withdrawal may be subject to penalty. Rate information is available during the account opening process and in most bank branches.
Manage your money on your terms
Approach Retirement or Plan Ahead
IRAs
Happy State Bank, a division of Centennial Bank, offers a wide array of Individual Retirement Accounts (IRAs) and the expertise to help you grow your money with potential tax relief.
We offer Traditional, Roth, and Educational IRAs based on your specific needs.
Product Features
- Rates will be based upon the term you choose
- May be subject to early withdrawal penalties
- See a customer service representative for current rate information, calculation method and to obtain a copy of our Truth in Savings Disclosure.