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Happy State Bank

How to Reach Us

Customer Service


Monday – Friday
7 a.m.-7 p.m. (CT)

8 a.m.-2 p.m. (CT)

Reporting a Lost/Stolen Card


Available 24/7 or visit a Happy State Bank branch during normal operating hours (Most Happy State Bank locations can print a replacement on site.

24/7 Telephone Banking

We'd love to hear from you.

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  • I want to…
    • Get help with Online Banking
    • Get help with my debit card
    • Report account/card fraud
    • Discuss an account or loan
    • Ask a general question

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Bank Holiday Schedule

Holidays 2023 2024
New Year's Day Monday, January 2 (observed) Monday, January 1
Martin Luther King Day Monday, January 16 Monday, January 15
Presidents' Day Monday, February 20 Monday, February 19
Memorial Day Monday, May 29 Monday, May 27
Juneteenth Monday, June 19 Wednesday, June 19
Independence Day Tuesday, July 4 Thursday, July 4
Labor Day Monday, September 4 Monday, September 2
Columbus Day Monday, October 9 Monday, October 14
Veterans Day Saturday, November 11 Monday, November 11
Thanksgiving Day Thursday, November 23 Thursday, November 28
Christmas Eve Tuesday, December 24 (Closing at 2:00pm)
Christmas Day Monday, December 25 Wednesday, December 25

Mailing Address

P.O. Box 68
Happy, TX 79042


Come See Us

Happy has over 60 locations across Texas. If you're in the neighborhood, be sure to stop by and say hello! We hope to see you soon.