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Save The Cents

Did you know you can save automatically with Save the Cents?

Once you meet all requirements, the enrollment is quick and simple.


  • Happy State Bank Personal Checking Account
  • Happy State Bank Personal Savings Account
  • Happy State Bank Debit Card

To enroll, log into your online banking profile on and follow these steps:

  • Navigate to the “Services” tab where you will find an option for “Save the CENTS”.
  • Here you will be able to choose which accounts you would like to use for Save the Cents.
  • From there you will be able to complete the enrollment.

Enrollment takes a couple business days to complete. Once enrollment is complete, a daily transfer from checking to savings will begin. All transactions are held to the end of the day and the total amount is transferred from the checking to the savings account. Once you are enrolled, you will be able to see a Save the Cents Summary showing how much you have saved.

Save the Cents Information Cards