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FDIC Deposit Insurance Coverage

Happy State Bank, a division of Centennial Bank, is a member of the FDIC. The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. Below is a table that shows more details for insurance.



The FDIC offers and Electronic Deposit Insurance Estimator (EDIE) tool on its website, link below. This tool is very helpful to calculate your coverage, and you can use it any time!