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Home Equity Loan

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Put Your Equity to Work with a Home Equity Loan

Unlock Your Home's Potential

Consolidate debt, invest in your dreams, and more – all with a Home Equity loan from Happy Mortgage.

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Key Benefits of a Home Equity Loan

Debt Consolidation

Reduce your interest costs: Home Equity Loans typically offer lower interest rates than credit cards, which can save you significant money over time.

Potential to lower your monthly payments: Consolidating your credit card debt into a single payment with a Home Equity Loan could help you streamline your monthly payments and free up more cash flow.

Improve your credit score: By paying down your high-interest credit card debt, you can improve your credit score which can provide new opportunities for better credit terms and lower-interest loans in the future.

Home Renovations

Breathe new life into your home!

Whether it’s a sparkling new kitchen renovation, a cozy bathroom upgrade, or a beautiful backyard oasis, a HELOAN can help turn your vision into reality.

Build Equity: As you repay your Home Equity Loan you build more equity in your home. This can increase the value of your home and give you more financial flexibility in the future.

Additional Benefits

Tax benefits: Interest paid on a Home Equity Loan may be tax-deductible, which can further reduce the cost of the loan.

No Prepayment penalties: A Happy State Bank Home Equity Loan does not have any prepayment penalties. This means you can pay off the loan earlier without incurring any fees if you are financially able.

What is a Home Equity Loan

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Get in Touch with Happy Mortgage

Would you like more information on Happy Mortgage? Contact Happy Mortgage Support Monday to Friday 7am to 5 pm CT / 8am to 6pm ET
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