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N. Main St. at Commercial St.

N. Main St. at Commercial St.

Full-Service Branch

21 N Main St
Higgins, TX 79046



  • ATM
  • Bank
  • Online Banking

Featured Products


Our personal checking options are sure to help you bank Happy! Looking for the basics with no minimum balance requirement? Happy Checking is the way to go. If you keep a higher balance and enjoy extra perks, Happy Interest Checking is right for you.


Thinking of buying or refinancing? The Happy Mortgage Team is ready to help you make your move. And, with our Hybrid eClosing, you can close by phone in minutes!

Small Business

Get the job done with Happy Business Checking! Great for small businesses, this account has no monthly maintenance fees and comes with all the extras you need to take care of business.

Community Involvement

Higgins Hog Roast

We are proud supporters of the Higgins Hog Roast and their mission to serve the community through their scholarship fun.

Higgins County Livestock Show

We are Happy to support the Higgins County Livestock Show and their continued dedication to the community.

Will Rogers Day

We are proud supporters of Will Rogers Day and his ongoing legacy in the Texas Panhandle and beyond.

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Our only job is to help our customers. That means we'll do what it takes to bring your financial dreams to life.
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