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Personal Online Banking from HAPPY STATE BANK gives you lots of amazing features to use from your computer!

Your HAPPY Personal Online Banking login gives you one view of all your accounts– including your checking, savings, bill payments, and more – all with the reliability and security you expect from your bank. Once you have access to your accounts you are able to: 

•  Check account balances anytime, day or night
•  Transfer funds between accounts
•  Receive alerts for balances and other specific messages that you choose from by either Email and/or SMS/Text messages
•  Pay bills with our integrated bill pay option  

With its comprehensive features and ease of use, HAPPY’s Personal Online Banking makes it possible to bank from any computer, and don’t forget the added convenience of mobile banking on your personal devices, where you can securely manage your money on the go.

It is also important to know that, HAPPY’s Personal Online Banking offers comprehensive, layered security that provides superior protection for your accounts – including but not limited to SSL encryption, session timeout, device profiling, multifactor authentication at sign on and step-up measures for higher-risk transactions. That’s the technical way to say that your personal information and money are safe with HAPPY!


After registering, you will need the following information to complete the enrollment process:
Your Internet Banking User Name
Full Social Security Number
Any account number
Answer a security question setup by you during your internet banking enrollment
Verify your password