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Happy State Bank, a division of Centennial Bank will be closed on Wednesday, November 11, 2026, in observance of Veteran’s Day.

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Banking Services Digital Wallet

Purchasing power from your phone.

Whether you’re juggling kids, in a hurry or just prefer touch-free transactions, you can make fast and secure payments when you add your Happy State Bank debit card to your mobile wallet. No cards or cash needed! 

How does it work?

Instead of using your actual debit card number, a random set of numbers is generated for your transactions, keeping your information completely secure as it transfers from your phone to the point of sale system. As an added layer of security, individual providers offer added protection. Here’s a few mobile phone providers currently offering Digital Wallet service with select devices.

Apple Pay

Getting Started: Using your Wallet icon on newer iPhones and Apple Watches with Digital Wallet capabilities, follow the steps to adding your Happy State Bank card as well as other payment methods.

Security: Secure authorization with Touch ID and Face ID

Making a Payment: Hold your Apple device on top of the card reader and choose a card when it appears. Place your finger on the Touch ID® sensor to verify your identity. Select Credit if asked. Done and a checkmark will appear when successful.

Learn More About Apple Pay

Google Pay

Getting Started: Download the Google Pay app from the Google Play app store and click “Payment” to begin.

Security: Multiple layers of advanced, industry-leading security

Making a Payment: Unlock your phone. In the Wallet app, drag the card you want to use to the top to act as default. Hold your phone above the card reader. Select credit if asked. Phone will vibrate and read Done when payment is successful.

Learn More About Google Pay

Samsung Pay

Getting Started: Click on the pre-installed “Pay” app and follow directions for setup.

Security: Authorized fingerprint, PIN number, or iris scan

Making a Payment: In the Pay app, swipe up to access cards. Choose card. Place finger on home button to verify identity. Hold phone above card reader until transaction is successful.

Learn More About Samsung Pay

Questions?

Give us a call at 800-447-2265, and one of our Happy bankers will be glad to assist you.

 Please Note: Your address must be current with us and your provider.

Need help now?

Our services are friendlier in person.

Stop by any one of our more than 50 branch locations across Texas, and one of our representatives will be happy to walk you through the Digital Wallet services.
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Home BancShares, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, veteran status, family or marital status, gender identity or expression, or any other characteristic protected by law.

Employment at Home BancShares, Inc. is "at-will." "At-will" means employees are free to resign at any time, with or without cause. Likewise, "at-will" means Home BancShares, Inc. may terminate employment at any time, with or without cause or advance notice. No supervisor or representative of HBI has any authority to enter into any agreement for employment for any specified period of time, or to make any agreement contrary to HBI's employment-at-will policy. This policy may not be changed without the express written approval of the Board of Directors or its designated representatives.

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Our goal at Happy State Bank, a division of Centennial Bank, is to permit customers to successfully gather information and conduct business through our website. We have taken steps and are committed to devoting resources to promote accessibility, including accessibility for the visually impaired. Happy State Bank has been working with a third party accessibility specialist and has had its website live user tested by a visually impaired individual to make sure the website is accessible. Accessibility is an ongoing goal of Happy State Bank.

If you have difficulty accessing features or functions on this website, please email us at info@happybank.com during regular business hours and we will work with you to provide the information you seek.

By clicking the “I Understand – Continue” button, you will be re-directed to a new website. The site to which you will be connected has its own accessibility, security and privacy policies and may provide less accessibility and/or security than the current site. Happy State Bank has no control over, and takes no responsibility for the content or performance of any linked website.