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98th St. and Quaker Ave.

4411 98th St
Lubbock, TX 79424-5027

806-794-2265

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Services

ATM
Bank
Online Banking
Mortgage Lender

Featured Products

Checking

Our personal checking options are sure to help you bank Happy! Looking for the basics with no minimum balance requirement? Happy Checking is the way to go. If you keep a higher balance and enjoy extra perks, Happy Interest Checking is right for you.

Mortgage

Thinking of buying or refinancing? The Happy Mortgage Team is ready to help you make your move. And, with our Hybrid eClosing, you can close by phone in minutes!

Small Business

Get the job done with Happy Business Checking! Great for small businesses, this account has no monthly maintenance fees and comes with all the extras you need to take care of business.

Lubbock Area United Way

We proudly support Lubbock Area United Way

High Point Village

We are proud to support High Point Village

Lubbock Chamber of Commerce

Proud to help out the Lubbock Chamber of Commerce

Download our app.

Our only job is to help our customers. That means we'll do what it takes to bring your financial dreams to life.

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Happy State Bank, a division of Centennial Bank will close at 2pm on Tuesday, December 24, and will remain closed on Wednesday, December 25, for Christmas.

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98th St. and Quaker Ave.