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Mobile Deposit Overview

Customers have the ability to deposit a check item through the Happy State Bank mobile app. You must be enrolled in online banking and have the mobile app downloaded.


  • Limit of $5,000 per day and $10,000 per 30 days – This can be raised with approval by branch manager
  • New accounts will not have access to this feature until 30 days after the opening date
  • Opportunity 100 accounts are not eligible for mobile deposit
  • Money Orders, temporary checks, and foreign checks are not accepted via mobile deposit

Log into the Happy State Bank mobile app and follow these instructions:

  • Click the + sign at the bottom center of the screen
  • Select “Deposit” and read through the instruction screen
  • Select “Continue” in the top right corner
  • Take photos of the front and back of the check item
  • Must be properly endorsed and include “For Mobile Deposit Only”
  • Select the account that the check will be deposited into
  • Enter the amount of the item
  • Select “Continue” in the top right corner
  • Review and submit