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Saving for a home, a family vacation, or your dream retirement? 

No matter your goals, there’s a HAPPY STATE BANK Savings or Money Market account to meet your needs.​​​​​ And there's a hometown HAPPY branch near you as well. Come see us!

Accounts
 
Minimum
to Open
Earns
Interest
Service
terms
Money Market
Investment Account
$1,000 Yes

•  $10 monthly maintenance fee
•  Monthly fee waived if a $1,000 daily balance is maintained 

Investor Savings
Account
$1,000 Yes

•  $10 monthly maintenance fee
•  Monthly fee waived if a $1,000 daily balance is maintained
•  Interest will not accrue on days that daily collected balance falls below $1,000

Texas
2-Step CD
N/A Yes

•  Lock in the higher rate for the remaining term of your CD if rates increase
•  Earn more interest if rates increase during the life of your CD

Health Savings
Account
$50 Yes

•  Funds may be used to pay for qualified medical expenses at any time without federal tax liability for you or your family