Texas 2-Step CD

Main

If rates go up, your rate steps up!

Come in and open a certificate of deposit (CD) for 12 or 18 months or 2, 3, 4, or 5 years and take advantage of this little diddy.

  • Step 1 - Come in and open a certificate of deposit (CD) for 12 or 18 months or 2, 3, 4, or 5 years
  • Step 2 - If rates go up, you can lock in the higher rate for the remaining term of your CD which will allow you to earn more interest.

If rates go up, you can lock in the higher rate for the remaining term of your CD which will allow you to earn more interest. The Texas 2 Step CD helps you get the most out of your investment!

Earning you more interest on your CD makes us HAPPY

Help your child build financial confidence for a lifetime.

HAPPY STATE BANK wants to help kids build a better tomorrow by teaching them financial literacy skills that will last a lifetime. 

Learn about Kids' Bank

Put your college student in charge of her or his money.

 If someone in your life is heading off to college, let HAPPY STATE BANK help you set them up for success and for life.

Learn about Checking 101