Regular Checking


Banking is easy when you’re HAPPY!

Banking made easy, that makes us HAPPY. Open a Regular Checking Account with us by visiting any HAPPY STATE BANK branch. By maintaining a $500 minimum daily balance or $1,000 average collected balance, you will avoid the monthly $10 maintenance fee. 

Our Checking Account includes:

  • Free ATM/Debit Card    
  • Free HAPPY Online Banking Services
  • Free Online Bill Pay 
  • Images of your cancelled checks are returned with your statement


Help your child build financial confidence for a lifetime.

HAPPY STATE BANK wants to help kids build a better tomorrow by teaching them financial literacy skills that will last a lifetime. 

Learn about Kids' Bank

Put your college student in charge of her or his money.

 If someone in your life is heading off to college, let HAPPY STATE BANK help you set them up for success and for life.

Learn about Checking 101