Investor Checking


Deposit your funds and earn interest today!

Rewarding our customers even more makes us HAPPY. With HAPPY STATE BANK’s Investor Checking Account, you can earn cash-back on each of your transactions. To continue earning interest and avoid the $10 maintenance fee, a $1,000 collected daily balance is required. If the daily collected balance falls below $1,000, interest will not accrue for those days. 

Our Investor Checking Account includes:

  • Free ATM/Debit Card
  • Free HAPPY Online Banking Services
  • Free Online Bill Pay
  • Images of your cancelled checks are returned with your statement


Help your child build financial confidence for a lifetime.

HAPPY STATE BANK wants to help kids build a better tomorrow by teaching them financial literacy skills that will last a lifetime. 

Learn about Kids' Bank

Put your college student in charge of her or his money.

 If someone in your life is heading off to college, let HAPPY STATE BANK help you set them up for success and for life.

Learn about Checking 101