Interest On Checking


Put your money to work for you!

With our HAPPY Interest on Checking Account, your money doesn't collect dust sitting there - we put it to work! Earn interest monthly and avoid the $10 maintenance fee with a $1,000 collected daily balance or a $2,000 minimum average collected balance.  


  • Free ATM/Debit Card
  • Free HAPPY Online Banking Services
  • Free Online Bill Pay
  • Images of your cancelled checks are returned with your statement
  • Interest earned monthly

Help your child build financial confidence for a lifetime.

HAPPY STATE BANK wants to help kids build a better tomorrow by teaching them financial literacy skills that will last a lifetime. 

Learn about Kids' Bank

Put your college student in charge of her or his money.

 If someone in your life is heading off to college, let HAPPY STATE BANK help you set them up for success and for life.

Learn about Checking 101