Gold Checking (55+)


No service charge, no minimum balance required, just HAPPY banking for those over 55!

Serving our Gold customers makes us HAPPY. If you’re 55 or over, we have a checking account made for you. With our Gold Checking account, you can take advantage of all the great perks that HAPPY STATE BANK offers in the Free and Regular Checking Accounts plus unlimited free checks and check-writing capability. 

Our Gold Checking Account includes:

  • Free ATM/Debit Card
  • Free HAPPY Online Banking Services
  • Free Online Bill Pay
  • Images of your cancelled checks are returned with your statement


Help your child build financial confidence for a lifetime.

HAPPY STATE BANK wants to help kids build a better tomorrow by teaching them financial literacy skills that will last a lifetime. 

Learn about Kids' Bank

Put your college student in charge of her or his money.

 If someone in your life is heading off to college, let HAPPY STATE BANK help you set them up for success and for life.

Learn about Checking 101