Joby has over 16 years of experience in the corporate trust industry as in-house attorney, trust administrator, and as department manager. His primary responsibilities include the overall management of Happy State Bank’s Trust Department. Joby oversees the development and implementation of departmental strategies and management of trust assets while ensuring that customer investment objectives are followed. Prior to Happy State Bank, Joby was the Senior Vice President & Market Manager for the South Texas Region of the PlainsCapital Bank Wealth Management & Trust Division. Joby earned his Bachelor of Arts in Finance from the University of Northern Iowa and his Juris Doctor from Baylor University School of Law.